Consumer Credit Compliance onboards new international firm as it celebrates 10th anniversary

Consumer Credit Compliance: Harrogate firm helping brands do business. Picture - supplied

During its first decade, Consumer Credit Compliance (CCC) has provided its service to some of the biggest household brands, from Oak Furnitureland and Worcester Bosch to Everest.

Owner and Director David Petty originally started the successful business back in 2013 with his then business partner, after the Financial Conduct Authority (FCA) replaced the Financial Services Authority (FSA), with the aim of helping firms to manage the tougher requirements and regulations governing consumer credit.

While his company has its heart in Harrogate, working from the iconic former hotel and now stylish business hub Windsor House, CCC is now attracting international businesses with a desire to operate within the UK’s regulated marketplace.

Why Oak Furnitureland, Worcester Bosch and Everest are trusting their financial credit compliance to these experts. Picture - supplied

How Consumer Credit Compliance can help you

If you want to offer your customers finance but don’t want to be directly authorised yourselves, work with a Principal firm like CCC, who take full responsibility for your regulatory conduct and ensuring you remain compliant with FCA regulations.

Directly authorised by the FCA, they have become one of the leading Principal/Appointed Representative (AR) network providers operating the ‘regulatory hosting’ model to offer retail credit solutions.

Their service is ideal if you would prefer that a Principal looks after your credit broking activities for you, rather than seeking to be directly authorised by the FCA yourself.

Need help to comply with FCA regulations while offering customers credit? Picture - supplied

CCC Operations Director Helen Garnham explained: “Firms new to financial services may have been told by their legal advisors that they need to ensure they comply with regulations – or just want to expand and offer finance to their customers.”

She added: “We are extremely proud of the service we offer, as well as what we have achieved over the course of our first 10 years.

“Our achievement is no mean feat in the financial services industry and we aim to continue our growth into the next decade, with plans for expansion and recruitment.”

What their Appointed Representatives say

CCC has worked with more than 1,200 firms and is proud of the positive feedback it has received.

Charlotte Jackson, of Oak Furnitureland, said: “We engaged the Consumer Credit Compliance to provide AR services and support us with our FCA compliance obligations but the team also compliments our wider risk and compliance framework as well.

“The monthly meetings that we have with Ian and Helen are clear and structured and enable us to focus on actions to appropriately address key business risk and compliance concerns in a proportionate and commercial manner.

“The CCC team applies robust market and regulatory knowledge in an agile and commercial way. This is more than just a tick box service.”

Get in touch

To find out how Consumer Credit Compliance can help you and your business, get in touch via their website at www.consumercreditcompliance.co.uk, email [email protected] or call 01423 613335.

After a no-obligation chat, CCC can arrange a meeting to discuss and explore ways in which their services could be of assistance.

Find CCC at Windsor House, Cornwall Road, Harrogate HG1 2PW. Follow their latest news on Facebook